Having one's own house is a dream of almost every individual, be it someone living in the USA, Asia, Europe, or in any other part of the world. However, not everyone's financial conditions favor the achievement of this dream.Many people let this dream be a dream, while others take every step they can in order to achieve it. One of the methods utilized by many people is the use of mortgage. Before going into any detail, let's first look into the definition of the … [Read more...] about Things to know before applying Mortgage
Banking & Finance
Digismart Credit Card: Terms & Conditions, Fees & Rates, and common FAQs
The Digismart credit card is carved out for everyone who enjoys digital platforms. Whether you are a shopping lover, movie freak, foodie or a wanderer, with Standard Chartered’s Digismart credit card you can avail exclusive offers and discounts at various merchant websites. Digismart credit card offers on flights are also a treat for those who travel quite frequently.With some exciting features like Kuch Bhi on EMI, Contactless credit card usage facility, and SC mobile banking, you can … [Read more...] about Digismart Credit Card: Terms & Conditions, Fees & Rates, and common FAQs
5 Types of Business Finance you may have never known about
You don’t want to die with your song still inside you. That’s why you’ve been pursuing a side hustle. Every day after you get out of your 9-5 job, you’re reading books and googling resources.So far, you have some promising prospects, but you’ve run into the same brick wall every time – funding. To advance your ventures beyond the early stage, you need THOUSANDS of dollars you don’t have.As someone who struggles to save a few hundred bucks each month, you have NO idea where you’ll come … [Read more...] about 5 Types of Business Finance you may have never known about
Digital Banking Killing is Branch Banking
The evolution in technology has a promising effect on us. It has made people’s life fast and comfortable. Technology sooner or later will affect everyone. It has no exception.Rather, it is one of the most important technologies to change the lives of the people. It has put a positive and negative impact on almost every department.Banking is also one of the affected departments. Look at the strongly emerging technology of digital currency which has revolutionized the whole concept of … [Read more...] about Digital Banking Killing is Branch Banking
Your Guide to Different types of Business Loans
The professional and business loan brings together different types of credits, which allow each business to finance specific needs.Leasing: The occupational lease is a rental. It can be rental of furniture, real estate or automobile. This allows the company to be able to take advantage of a property it has chosen without having to assume the purchase.The Amortizable Loan: The professional depreciable credit is the most commonly used credit. The principal is repaid throughout the loan … [Read more...] about Your Guide to Different types of Business Loans
6 Credit Card Tips to help plan your International Trip
Gone are the days when people solely relied on cash and traveler checks while going on international trips. Plastic money, especially credit cards, have made it convenient for the wanderlusts to set out for international trips without having to worry about issues such as losing a wallet or facing a cash crunch.Not only have credit cards made it easy to make purchases, but an individual can also save a lot in the form of cashbacks, rewards or direct discounts with chosen partners.The same … [Read more...] about 6 Credit Card Tips to help plan your International Trip
Reasons for Choosing American Express Credit Cards
People use various credit cards in the UK. But “American express” is extensively used. It offers you credit cards in the form of rewards and benefits to establish your lifestyle as you want.These benefits include cash back, travel rewards, points of loyalty membership rewards or premium lifestyle experiences. You can choose your favorite one according to needs.Features of American Express Credit CardsAmerican Express credit cards are a better way to pay than cash. At trade counters, … [Read more...] about Reasons for Choosing American Express Credit Cards
Debt Management Plan Pros and Cons
Debt management consists of various plans & strategies which help the debtor to repayment the debt in the shortest period or repay debt in the best way.A person can appeal to debt Management Company if he does not know how to manage the payment. It’s an unofficial agreement between the creditors and debtor to the repayment of debt in the shortest time period with better plans.There are various companies out there offering the best dept management plans & programs to their … [Read more...] about Debt Management Plan Pros and Cons
Understanding the Rates and Terms of USDA Business Loans
If you are looking for a loan to support your rural business or to start a new venture in your local rural community, USDA business loans or B&I loans are the way to go. These loans are provided through a federal program targeting small businesses in rural areas.The government intends to improve the economic conditions of the respective area by developing local businesses. You can apply for a loan through a third-party lender offering the best interest rates and flexible terms.What … [Read more...] about Understanding the Rates and Terms of USDA Business Loans
American Express Gold Card Credit Score Requirement
A status symbol, American express gold card, offers benevolent rewards and privileges to superior credit people. It allows to travel with exclusive worldwide benefits. American express gold card is a charge card (paying bill in full per month).Card approval requires superior credit and from the second year of account opening, starts assessing a $160 annual fee. In return there is a range of rewards received, for example, 2 points / $1 spent and the discount on the modest hotel.Types of … [Read more...] about American Express Gold Card Credit Score Requirement