According to the Texas Department of transportation stats, there were around 900 deaths in road accidents in the first four-month of 2020. The government statistics show Houston had the highest number of road crashes in 2018. Approximately 48,000 accidents were reported to the texas department of transportation.
Texas has enacted comparative responsibility laws. It means you are entitled to receive compensation as long as you are less than 51% fault in the accident. If you meet with an accident and believe the 3rd party is at fault, you can file a legal compensation claim. This article explains the car accident claim process in detail.
Initial Investigation
The number one priority after meeting an accident should be your health. If you have sustained severe injuries, you need to call for medical assistance. According to a Houston car accident attorney, if you can conduct some initial investigation, you will be one step ahead in the case.
The reason is when the police arrive on the scene; they try to move vehicles that have met an accident to clear the traffic. You can take pictures of the accident scene, a few photos of the cars’ location and position at the accident spot, and a few images of bodily injuries. After you have collected some evidence, get medical help.
Call Your Insurance Company
The insurance company should be notified about the accident. They will help you get the car fixed and pay for the losses. It doesn’t matter who is at fault; the insurance company is expected to provide financial assistance in all scenarios.
In some cases, the insurance company of the driver at fault may also contact. A Houston car accident attorney states you should avoid giving any statement without consulting your lawyer. Sometimes the insurance agents may also try to bribe you by offering some cash to prevent you from filing a legal claim. It would help if you were careful about what you speak to the accident spot’s insurance agents or others.
Initial Consultation With an Accident Lawyer
The Houston car accident lawyers have a long tradition of practicing accident compensation laws. You need to make an appointment with the accident attorney for an initial consultation. The lawyer will ask you specific questions related to the accident and the events after that.
Share detailed information with the accident attorney as it will help the attorney to build a strong legal claim. Also, share the evidence you have collected at the accident site. It will help support the request for maximum compensation under the Houston laws for personal injuries.
Medical Investigation
After the initial consultation, the lawyer will follow up with additional accident investigation and your medical treatment. As medical treatment continues, the lawyer will collect medical records and bills. When all injuries heal, the lawyer will submit all medical records and bills to the insurance company.
Settlement Demand
Once your health has stabilized, the accident attorney submits a demand for settlement to the insurance company on your behalf. Generally, the insurance company makes the first settlement move. If you are satisfied with the settlement amount offered, you can ask the lawyer to close the case or file a lawsuit.
These are the steps to proper car accident claim process. Working with a good lawyer can make things easy for you, especially if you need more time to heal after an accident.
Ayesha completed her Doctor of Philosophy in Biochemistry and started her career as a College Lecturer in 2013. Today, she’s a happy mom of 2 Kids in the field of digital marketing. She loves reading books, spending time with her family, and making delicious food for her husband.
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