The Ultimate Guide to Best Companies With Health Insurance

For a lot of employees, health insurance coverage can be a deal-breaker. Aside from the salary offer and leave benefits, having support and fallback for health matters is important for us and our families.

Despite the continuously rising costs of healthcare in the country, some companies take the extra mile and get their employees the best health insurance plans available. It’s no longer about compliance or providing healthcare as an industrial standard but about taking care of employees the best they can.

If you’re looking for what the best healthcare benefits look like, here are a few of the best companies in terms of health insurance:

1. Ultimate Software

Tech companies have established a reputation for being the cool places to work: competitive salary packages, outstanding perks, and flexible work arrangements. Working for a tech company that develops human resource solutions must be even more–something Ultimate Software makes a case for.

For starters, the HR software development company covers 100% of its employee healthcare as well as its dependents’ premiums. This includes coverage for dental and vision, as well as mental health needs. Their plans also include subsidies for prescription drug purchase and offer coverage for homeopathy and acupuncture.

More uncommon benefits with Ultimate Software include comprehensive infertility coverage. Employees having difficulty conceiving can have up to three cycles of in vitro fertilization treatments and up to six rounds of intrauterine insemination processes. 
 

2. Boston Consulting Group

Boston Consulting Group is known for offering management consulting services for a wide variety of organizations, but they’re also famous for always being among the best companies with health insurance packages. Despite the rising healthcare costs, the company maintains 100% coverage for its employees and their dependents.

All plans by the consulting company also include prescription drugs, dental, vision, and mental health coverage as well. For its dental plans, for example, covers full preventive dental exams. Additionally, the Boston Consulting Group allows its employees to have a spending account where employees can store a part of their paycheck, tax-free, and use it for paying bills such as medical emergencies.

Employees are also given the option to pay for more inclusive healthcare plans with more coverage. These benefits also extend to the company’s part-time employees who work for at least 20 hours a week.

3. NuStar Energy

NuStar Energy is one of the country’s largest pipeline operators that store and distribute oil and other specialty liquids. It also provides one of the best healthcare packages available, starting with full coverage for its employees’ health care premiums as well as their dependents. On their website, the company explains that their benefits overall are valued at 36% of their employee’s salary, which is equivalent to about 36 cents for every dollar NuStar employees earn.

Most of their health insurance coverage also extends to part-time employees who work a minimum of 30 hours per week. One distinguishing feature for NuStar Energy healthcare for employees is its in-house medical clinic that provides basic medical care, assessments, and check-ups.

4. Kimley-Horn and Associates

Throughout the years, Kimley-Horn and Associates have remained one of the largest planning and design consulting firms there is. It has more than 100 offices scattered across the country, retaining over 5,000 staff members on its payroll–and yet, they still manage to offer one of the best healthcare insurance packages in the market.

Like most entries on this list, Kimley-Horn covers 100% of its employees’ health insurance premiums although dependents’ premiums are covered at 90%. The company also offers partial coverage of employee premiums for additional plans such as dental, vision, mental health, and prescription drugs. Health insurance is also available for part-time employees working a minimum of 30 hours per week.

5. FactSet

As an American financial data and software firm, FactSet provides integrated data and software solutions for its customers to help optimize costs and streamline workflow processes. In terms of health insurance coverage, FactSet also has a “no contribution plan,” which means that the company pays 100% of employee-only premiums. Employees will only be paying for their deductibles.

For the employees’ dependents, FactSet also offers 100% coverage of their premiums but only for certain plans. The same health insurance benefits extend to part-time employees working at least 30 hours per week.

Conclusion

Healthcare insurance becomes more expensive with each passing year, which means it costs more for employees to pay for their premiums, not to mention the separate deductibles that come with their plans. However, there are companies that continue to provide more than what is required in order to give more to their employees.