SafetyNet Credit is a trading name of Indigo Michael Ltd, and it has an innovative approach to lending which makes it easy to access short term, “payday”-style loans and avoids overdraft fees. It offers short term loans up to £500 at a representative APR of 68.7%. They don’t have specific loan terms or monthly repayments and takes into account how much you can give to repay.This loan works by linking up with your bank account and once your balance falls lower than a fixed amount, SafetyNet … [Read more...] about Safetynet Credit Reviews
UK Banks
Chase Freedom Review
Chase Freedom is amongst the best rotating cashback category credit cards that have no annual fee. This rotating credit card offers bonus cashback in categories that rotate every 3 months.Within the 3 months of account opening, Customers can get a $150 signing bonus on spending $500 in purchases which makes it different from other cashback credit cards as they offer no bonus. As the Chase Freedom offers 5% cashback on rotating categories, it can be the right choice if the bonus categories … [Read more...] about Chase Freedom Review
Cashplus Credit Card Review
Fast, simple, and smart. These are the words that CashPlus, a digital banking service, uses to describe itself. Established in 2004 in London, CashPlus has come a long way in its journey and boasts more than £10 billion payments transacted to date along with a total of 1.9 million pre-paid cards issued to customers in the UK.It is a one of a kind next generation banking system that consists of no physical branches, instead; all of your account details and day to day finances are presented … [Read more...] about Cashplus Credit Card Review
Top 5 Cash Back Credit Cards for Groceries
Whether you’re a married woman shopping to feed your family of 5 at home or you’re a working lady struggling through your 9 to 5 job and having only enough energy to grab packets of ready to cook food on your way home, we all spend a huge amount grocery shopping.A survey conducted in 2018 estimates the annual food cost of an average UK household exceeds £4,753.With such expenses on food alone, it makes sense to look for points, bonuses or cash back on the shopping you are already doing. … [Read more...] about Top 5 Cash Back Credit Cards for Groceries
Craziest Guide to Earn & Spend Amex Points
You have lots of options to choose from when it comes to earning Amex Credit Card Points. American Express offers a large range of personal and business credit cards with a range of bonus categories to boost up earning.To take the benefit of the ways that can acquire you the most Amex points, you'll have to make sense of which cards are ideal for you. Then, with simple planning, you’ll be on your way to collect credit card points. You can transfer these over 10 airlines and 3 hotel loyalty … [Read more...] about Craziest Guide to Earn & Spend Amex Points
TSB Launched Fraud Refund Guarantee – A Step Towards Consumer Security
New Blast in UK bankingTSB has launched its Fraud Refund GuaranteeOn 14th April TSB has announced its Fraud Refund Guarantee. Indeed, it is the first time in UK Banking history. In the past, some banks refused to refund the scammed money of the victims who made mistakes in keeping pin and card details together or who were tricked by sharing their sensitive information to a stranger.TSB guaranteed that it will compensate all type of frauds and scams.Now, victims of fraud will … [Read more...] about TSB Launched Fraud Refund Guarantee – A Step Towards Consumer Security
Post Office Travel Money Card Review
Travel cards demand to increase day by day. It is more secure to carry than having physical cash and gain popularity among families travelling on holiday. Easy to use, easily top-up while out of the country and offer a better exchange rate than exchanging moneyThe post office offers you to top up your prepaid card with thirteen different currencies and you can spend it anywhere in the world through MasterCard logo ATMHow Post Office travel card work and, above all, is it in money to get … [Read more...] about Post Office Travel Money Card Review
Tandem Credit Card Review
Tandem Money is a digital banking service set up in 2013 with the purpose of helping users in managing their money easily and conveniently in the palm of their hands. The year of 2016 saw many investors investing in the company including prominent parties like eBay founder (Pierre Omidyar). However, at the end of the year, one of their major contributors Sanpower revoked his investments resulting in the company having to return its banking license.Tandem is recently launched UK’s digital … [Read more...] about Tandem Credit Card Review
Open Basic Bank Account in UK
If you are a newbie in the UK, sooner or later you’re going to need a bank account. In the past decades, opening a bank account in UK banks was very challenging. But now; it is slightly easier.More than one million UK citizens don't have a bank account. However basic online bank accounts could support them enter into the banking system. Basic bank accounts product designed for poor credit scores.Stick here to know whether you are eligible for a fee-free basic bank account or not. What … [Read more...] about Open Basic Bank Account in UK
Investment Banks in London
An investment bank is a special section of banking and financial institution that works mainly in high finance by helping corporations to access the capital markets to increase money. It provides financial consultancy services to them.Investment banks works as mediators between investors and security issuers and help new companies to go public. They either buy all the accessible shares at an estimated price by their specialists and resell them their shares to public on behalf of the issuer … [Read more...] about Investment Banks in London
Advantages and Disadvantages of Debt Management Plan
Debt Management Plans (DMP’s) are agreements made between creditors and debtors via a third-party company. These agreements help you in paying your debts at a rate that you can afford with ease. Companies that offer Debt Plans usually involve helping you in paying out your non-priority debts such as:small medical debts; collection debts; bank or building society loans; money lend by friends and family; payday loans;overdrafts etc.The companies that arrange these are called Debt … [Read more...] about Advantages and Disadvantages of Debt Management Plan