• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
  • Business
  • Commerce
  • Management
  • Insurance
  • Banking Finance
  • Marketing & Advertising
  • Tech

Business Finance Articles

Your First Financial Choice....

  • Education
  • Career
  • Investment & Money
  • Accounting & Taxation
  • Transportation & Logistics
  • Industries

Suitable Financial Investments for any Age and Income

Last Updated on August 4, 2022 By Jason Obrien Leave a Comment

While most people understand that investing their money will yield results, some don’t realize that investment opportunities aren’t confined to the stock market. Investing is a diverse endeavor that can be challenging and rewarding because of the stakes. There’s always a level of risk involved whenever an investor dabbles in the money markets because of the inherent volatility attached to them.

Working with a savvy financial advisor would be a great way to ensure that your investments grow and provide you with a financial windfall. These financial gurus will steer you towards suitable investment vehicles depending on your risk appetite. So, whether you’re an investor who only likes a little bit of risk or if you’re aggressive enough, there’s a product that’s right for you.

If you’re looking for sound investment advice from a financial advisor you can click here to receive the best help from experienced professionals. They will help you make the right decisions about your investment and expose you to other opportunities that can grow your money faster.

Here are some of the most suitable financial products for your consideration.

Table of Contents

  • Certificates of Deposit 
  • High-Yield Savings Accounts
  • Money Market Funds
  • Government and Corporate Bonds
  • Takeaway 

Certificates of Deposit 

If you’re an investor who wants to receive a fixed income after a specified holding period, buying deposit certificates may be the best avenue for you. Certificates of deposits are investments that provide your money back plus interest after one, three, five, or ten years. In addition, you can withdraw your money early with a penalty or sell the instrument at the prevailing market rates if you want to liquidate them.

High-Yield Savings Accounts

If you wish to invest your money safely, consider putting them into high-yield savings accounts. They’re not technically an investment because you’re putting your money in the bank at a certain interest rate. However, you must choose a bank with the best rate to maximize the dividend. Also, ensure that you only deposit the maximum allowable amount to protect your money.

a cup of tea with a cv and a graph paper

Money Market Funds

If you have a moderate investment appetite, look into investing in the money market. With the right advice from your financial advisor, you can plunge your money into a pool of investments that they use to play the money markets. These funds get invested in a diversified manner, and the financial guru seeks to maximize the profit while reducing risk exposure.

Government and Corporate Bonds

While both instruments will expose you to investment, government-backed bonds provide a guaranteed return after a certain holding period. In contrast, corporate bonds are riskier due to the market’s nature. Government bonds pay out dividends and are considered risk-free investments because the government would find ways to return your money.

Corporate bonds, however, fluctuate in value depending on the market trend. As a result, investors can divest themselves of the instruments once they lose money, or they could stick it out in hopes of the value rebounding. It’s a bit riskier, but if you manage to secure a good company bond, the potential for profits increases significantly.

Takeaway 

Several financial instruments are available for investors of different risk appetites. Investors need to work with experienced financial advisors to grow their money properly and legally.

Jason Obrien

Jason is the Marketing Manager at a local advertising company in Australia. He moved to Australia 10 years back for his passion for advertising. Jason recently joined BFA as a volunteer writer and contributes by sharing his valuable experience and knowledge.

Filed Under: Investment & Money

Reader Interactions

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Primary Sidebar

woman hand holding black book and near man working
person using calculator and papers on table
a person scanning his credit card
Insurance Trucking Company
car accident
man use Shot Peening Machine
Hiring lawyer
property-insurance
Contingent Beneficiary
money in the envelope
woman holding a tote bag
Crypto hopper
image on the clothes and shoes
books
trading graph and hand
Rental Property Value Calculator: How to Tell if a Property Is a Good Investment
business-with-files
Business-Management
Girl-hold-his-CV
IPO
A-person-pick-Brand-wood-stick
Visionary Leadership
woman hand touch the white board and people look this whiten board
woman analyzing business budget
person hand holding smartphone

Footer

  • About US
  • Contact Us
  • Blog
  • Comment Policy
  • Terms & Conditions
  • Privacy Rights
  • Privacy Policy
  • Follow Us On
  • – Google News
  • – Facebook
  • Entrepreneur Skills
  • Business Cycle
  • Business Ideas
  • Speculator
  • Be Wealthy
  • Psychology in HRM
  • HRM in Business
  • Businessman Qualities
  • Salespeople Types
  • Health & Business
  • Business Success Rules
  • Stress At Work
Copyright © 2018-2022 BFA