Saving, investing, and generating multiple income streams are part of a stable financial situation. To change your budgeting habits and earn extra cash, you need professional assistance to overtake your financial decisions.
A well-established platform like Acorns assists in gaining financial freedom and finding better ways to invest your money. Since this platform is helping millions achieve financial freedom, it’s hard not to think about the revenue of Acorns itself. One may question how Acorns make money. And how they continue to provide such a professional quality service. Here, we will unravel the secrets behind how Acorns makes money and what are its business revenue models.
What is Acorns?
Acorns is working as an investment company in the FinTech marketplace. They function on the strategy of micro-investment, and their services are for everyone interested in investment.
They are prospering in the FinTech marketplace and helping people to invest in assets, businesses, and other areas of financial development. Acorns makes its way through its services to acquire more financial strength. Acorns diligently focuses on creating customer credibility and achieving more revenue through quality services.
Founded | 2012 |
Founders | Jeffrey James Cruttenden and Walter Wemple Cruttenden III. |
Consumers Till now | 8.2 Million |
Funding Rounds | 10 |
Funding in the latest round | $507 M |
Annual Revenue | $89.3 M |
Their key focus is on investment and creating multiple means of income to invest in Partnership. They understand the formula of rich folks to conquer the fiscal battle. In case you are wondering how to make money with acorns. This investment forum helps you to break the matrix by assisting you in investing more in profitable platforms.
For most of us, investment is rare knowledge, and we need professional assistance from platforms like Acorns. This platform makes people financially stable. Users can pay off their mortgage and get insurance for themselves or their kids. It sounds like a valuable future investment from every perspective.
Acorns Revenue and Business Model
While focusing on how Acorns makes money, we must understand its functioning and what revenue principles Acorns follows. According to current statistics, Acorns made approx.—$ 2.9 million in the last years.
This platform comprises 50 employees, and its per-employee revenue is $58,000. These numbers display the financial growth of Acorns and indicate more revenue for the firm in the upcoming year.
How Much Money Does Acorns Make?
A few users might say this forum is a bit expensive due to its extensive fees. However, the secure and quality services make them the best possible option. Acorns makes money through its customers and by charging them subscription fees and management fees.
Here, we will discuss how Acorns makes money and sustain itself in the dynamic marketplace:
Making Money through Collaboration
It is where you get the factual answer to your prime question: How does Acorns make money? This platform has some quick, snappy, and reliable revenue-generation methods. Acorns makes money through valuable collaborations and partnerships. They associate themselves with companies that are in the same genre. Acorns operates on this innovative approach to create links within the marketplace and generate revenue through Found Money partnerships.
Most of these events are based on commissions and work on the same strategy of market exposure.
This Collaboration involves working with different brands, becoming part of their marketing, and targeting customers through events. Acorns creates a win-win situation for its users and its own company. This investment game changer reinvests its assets and earned money into its business.
ZipRecruiter partnered with Acorns to create a platform that is easily accessible for the ones looking for jobs. This Partnership helped the public while generating money for Acorns. Each time any job seeker gets connected with any potential employment, Acorns receives a portion of the commission.
Subscription Charges
Acorns’ primal way through which it makes money is through subscription charges. They make money through member subscription fees, service fees, and management fees. This revenue generation technique is a prominent part of Acorns’ revenue model. There are different subscription fees for every type of Acorns user. This platform charges its users based on two simple subscription tiers, following are subscription tiers:
- Personal Tier for only $3 per month
- Family Tier $5 per month
This subscription fee gets the users some valuable features and beneficial services. It gives exposure to the users for 15,000+ brands and investment platforms. This subscription fee becomes a leading source of income for Acrons.
Making Money through Referral Fee
Another way through which Acronis makes money is by charging referral fees to its users. This referral fee creates a linkage between the users and the brand in which they prefer to invest. Let’s suppose an Acronis user purchases from any of the brands available through this platform. A certain amount of that purchase goes to the Acorns’ business.

How does the Referral Fee work?
The revenue model of Acorns is primarily established upon referral fee. Let’s break down how exactly Acorns makes money through Referral fees.
- The first step is associated with Acorns’ users. They purchase the affiliate brand.
- A certain percentage goes to the Acorns business, and the commission Acorns earns is disclosed upfront.
- Depending on the need and preference of Acorns, they either reinvest the amount into something else or transfer that into the account.
Acorns can create a profitable scenario for both its clients and its business. This fee is giving all the parties the benefit that they require. Clients get the product or investment, the affiliated brand claims its sale, and Acorns makes money through the referral fee.
Portfolio Management Fees
Acorns has a diversified income stream. They deal with more than just user money. It also gives back information on quality and effective service. This management fee is not just for the account maintenance of the users; it also maintains the initial and final handling of the users’ assets. These management charges are not exceptionally costly and depend on users’ services. Acorns makes money by charging management fees to its users and provides account management services to its users.
Interest on Cash
It is another effective way through which Acorns make money. This method of earning requires the consumers to at least have a certain amount in their account. Acorns make money through any cash residing in their user’s accounts.
Final Takeaway – How Does Acorns Make Money?
Acorns changed the investment game with its micro-investing techniques and made it easily accessible to ordinary folks. It made a name in the FinTech industry with innovative and adequate investment solutions. So far, we have unraveled every aspect of how acorns make money and how to make money with acorns. This leading platform created a win-win situation for its platform and its users.
Acorns made money through its fame and established a business worth 10 billion. Moreover, Acorns makes money through interest on cash, management, referral, and submission fees. Its services have created more investment options for people and solved the financial issues of millions.

Lisa is a passionate travelers. She spends 3 months every year visiting different places worldwide. She has visited almost every famous place in the world. She herself is an affiliate blogger
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