Nowadays, the stock market has become a very popular platform for investing and trading to make money. Like every business, investing in the stock market also has some risks along with benefits. But these risks do not affect much the stock exchange popularity.

Therefore, it attracts investors towards the huge amount of gains. By trading, a big profit amount can be earned. Which can make your position stable both in a personal and professional manner.

Two Different Types of Investors

Most of the investors earn profit by buying stocks with less prices and then selling with high prices to the new investors. There are two ways of making money.

Day Traders

Day Traders who buy stocks, sell them within a short period of time and make money. The investors invest in the stocks of fast-growing companies, through which they can easily earn short-time profit.

Buy-and-Hold Investors

While others are buy-and-hold investors, which means they buy stocks and observe the company’s earning and grow the stock price over time. Both are very confident about their decisions and skills of putting investment like these ways.

Benefits of Stock Market Investment

If you are a new stock market investor, it may have a threatening effect for you because beginners get afraid of whether stocks lose money but profit-loss is part of every business. In simple, the stock market of exchanging shares is unpredictable because no one knows whether it may lose or gain money. You can judge yourself before investing.

Therefore, there is no need to worry about it, just try your luck in new business model by investing only. While it has many advantages over other kinds of investments. These advantages make stocks a treasured part of the business portfolio.

High Investment Gains

It is not guaranteed that it will give you gain/return. Sometimes it loses money. But, it happens rarely. However, without any doubt, its trend has been gaining for a long time.

The stock market has been gaining an average of 10% per year for the past 50 years. That’s because investment increases the economy which creates jobs. Jobs make sales and increase consumer demand which leads to more revenues to the company cash account.

Investment in stable companies makes a profit for investors because they are able to grow their value from time to time. Investing in different companies will reduce the chances of loss because if some of the stocks lose value then there are options of remaining stocks available for you to earn a profit, which can satisfy this loss.

Ownership

Buying shares in stocks of a company means that you are going to do a partnership with this company with a certain percentage of the interest rate. It is a benefit that you become one of the business owners and have the ability to get detail about the company’s progress.

So, stockholders can take part in voting for the selection of any board member or making future decisions about the company. They also get an annual report of the company to know more about the company.

Diversification

Stocks market offers diversification which means that you can hold shares in many different companies or investment products. It often changes the values in other investments like bonds and real estate. Holding shares in the stock market can help you in case of loss in other investments.

Dividend Income

Some of the stock share sellers provide the offer of dividend income for their investors. Dividend income is the amount of money paid to the investor after a certain period of time (mostly over a year) whether stocks lose value in the market.

It may be profit over the investment for the investor which he gains in the form of (we can say) salary. Dividend income can help you to invest your money in other business options to make successful your portfolio.

Easy to Buy and Sell Shares

In the past, it was a very difficult process to get shares in stocks of a company. Now, the stock market makes easy for the investors to take shares in stocks. Investors can buy shares of any stock through a broker, speculators, planner or online with just a few clicks.

A broker or planner takes some fee or commission to buy you the shares in stocks. This commission is the small percentage amount of the total worth of shares.

While there are also few companies which offers commission-free buying and selling. For online buying and selling of stocks, you must have to set up an account through which you can be able to do this all easily.

Conclusion

In a few words, the stock market is the modern way of doing business. It offers investors to earn a very large amount of profit with less effort. So, its trend is increasing day by day and going to be popular among the investors.

Lisa C. Townes

Lisa is a passionate travelers. She spends 3 months every year visiting different places worldwide. She has visited almost every famous place in the world. She herself is an affiliate blogger

Just like everything, investing in physical metal like silver also has both pros and cons. But if the silver investment is profitable for a person, it may not be for the other.

But in General, Silver is a profitable investment for the future.

Nowadays, prices of precious metals are rising which increases the greed of investors to buy these metals. So that they could earn a profit in the future. Investors are wondering to get these precious metals to preserve them in difficult times.

The Silver Investment Pros

Tangible Assets

There are many forms of wealth like stocks, bonds and other forms of financial products, they are no tangible because all the dealings are processed digitally in these kinds of wealth.

While in the case of metals, silver is a tangible asset because this is the investment you can hold in your hand. And it does not need any extra constant money for its maintenance or special care. It is a physical metal that cannot be destroyed by fire or water and the passage of time does not affect its usage.

Digitally Secure Wealth

It is a physical wealth, not digital stored money. If there happens a disaster in the digital world of banking then you would not prefer online investments. You will prefer investments away from the web which may be investing in silver. It is the asset you have with no fear of loss because of disturbance in the digital world.

Therefore, it does not have any connection with the internet and bank accounts, which is a big shield against hackers. Hackers can never have any access to your physical wealth. Therefore, it is protected from the bad intentions of hackers.

Cheaper than Gold

If you cannot afford gold to buy then your next step should be toward silver. Because silver is cheaper than gold. Therefore, silver is more reachable to small investors to make dollars. It leads you to improve your standard of living as gold.

For example, an investor wants to spend $1000 on precious metals, he cannot buy even a few ounces of gold. While on the other hand, 50+ ounces of silver has a price of about $1000. Thus, silver is more affordable than gold.

Mobility in Prices

Like everybody knows that the prices of precious metals are increasing day by day. There may also a decrease in price but it is for a very short interval of time with less percentage of decrease.

Anyhow, the prices of gold and silver both are increasing. But silver prices increase more than that of gold. It means, for an equal interval of time the percentage increase in the price of silver is more while the percentage increase if gold is less.

Let’s take the example of previous experience for good understanding, from 2008 to 2011 silver gained its value 448% while gold gained only 166% for an equal period of time. So, average investors have a great opportunity to earn more profit by investing in silver.

Persistence in Silver Investment

By taking a birds-eye view of past experience, it is determined that whenever in any country currency’s value may go up or down but silver has its own value in the market. Silver like metals are acknowledged by their value. Therefore, they have to endure their value while currencies may fall down.

Secrecy

In this age of democracy, no one would want to show all of his personal assets to the government. One cannot hide their digital assets from the government. However, silver offers you the secrecy of your assets. When people would invest in silver and convert their some assets in the form of white metal then they can easily hide their wealth (how much they want) from the investigation of government. This is an important point of democratic politics.

Easy to Use

If one of the precious metal investors needs some money then he would not want to sell his complete ounce of gold for a little need.

And, one ounce can easily be sold to fulfill needs. Therefore, many people buy and have silver ounces in any form (coins, bullions, bars or other forms), sell a small piece and have remaining for the future.

Dense, Potable and no Requirement

It is a dense material. Therefore, you can hold silver bars (valued a large number of dollars) in your hand easily but it will be very difficult to handle this amount in the form of bills and paper. This means that it takes a smaller space than dollars of equal value.

And, there is no need to have special skills and knowledge to buy. Therefore, anyone can buy and he can take it to anywhere in the world where he wants.

Why it is Bad? Cons for Silver Investment

Liquidity Problem

When you buy the silver, it may be in the form of bars, coins or ounces. But whenever you make a deal or want to buy something, then you cannot be able to use it in its form.

So, for this purpose, you have to first convert it into the currency of your country and then you can use this currency for any purpose.

Risk of Stolen

It is common that more your assets you have in your home the more will be danger of being stolen. So, having precious metal also demands security against theft.

In case, if silver is deposited in the deposit box of bank or somewhere else, it can cost you in the form of security fee/charges.

Interest Rate

One of the cons of silver investment is that it does not produce any interest rate. If you have silver for the purpose of earning a reasonable profit you should have to wait for the increase in price which may take time.

Conclusion

After getting knowledge about all these pros and cons of silver investment, the investor can take decisions according to his own point of view to decide whether to build up his stocks of silver. Timing is the key factor for those people who want to earn profit from white metal.

Lisa C. Townes

Lisa is a passionate travelers. She spends 3 months every year visiting different places worldwide. She has visited almost every famous place in the world. She herself is an affiliate blogger

Instagram is a popular social network and platform. Rather than other social networks like Facebook, Twitter, etc Instagram is fast ranked. Like many other side businesses, Instagram gives you a great way to create your side business for more income. People who wish to increase their income choose Instagram.

Making money on Instagram is very popular nowadays. There are different ways to make money on Instagram like selling products and services, engaging in sponsored posts, affiliate marketing, etc.

To make money with ClickBank on Instagram, first, you need to have a huge amount of traffic on your page.

What is ClickBank?

Click bank is an affiliate marketing program that gives you a commission on selling products. They give you a commission on each sale. The commission may be high or low.

Clickbank is a very reliable affiliate program on the internet. For example, if the amount of product is 100$ and commission is 30% and if a product is sold from your Facebook or Instagram page with a given link you will get 30$.

How to use ClickBank?

It is very easy to use ClickBank. First, sign up on ClickBank. Make your referral link for your Instagram page. Then choose which product to promote. Link your page with ClickBank.

It is not as easy to promote items or products on Instagram. You need to have a strong Instagram profile to promote items or products.

Things to Consider for Instagram Page/Profile

Attractive Instagram profile

Do you need to think about it that how your profile must look like? It is the most important thing to promote your page. For this, all are you needed to choose a quality profile photo. Use a front-facing photo of you or your product-related logo.

Add a strong description of your bio. Write about you, what you are? What are your skills and what your account is about? It may help you to get the attention of people who will be interested in your content.

A Large amount of Audience

If you were serious about making money with clickbank using social media platforms. You need to have a large amount of traffic on your profile. Make more followers than your friends and family. Follow other pages, liking and commenting will help other accounts to notice you.

Give follow requests to people daily and request them to follow back. So for this great effort is required.

Caution: Make your account public so it is easy to find your account.

Add Hashtags

Add hashtags on every post. It will be easy to find your post and is the best way to get more followers quickly. Use such hashtags that have fewer than 100k posts and avoid hashtags with million+ posts.

When you add a photo to add your niche hashtag. It will help to show your posts in front of your target audience.

Suitable & Stable Niche

It is mandatory to choose a suitable niche. If you don’t have a niche you won’t be able to promote your products. Choose a specific topic according to your account it will attract interested people. Choose such products from ClickBank which fall to your niche.

Stick to your niche and don’t change. It will help you to decide which product you need to promote more. And people will trust you and possibly to buy more through your giving links.

It will take time and great effort. But you need to be courageous and strong. The time required effort to make you successful. So be determined and keep on working to your niche which you once choose.

Specific Username

The user name is a specific name of a page. Many page owners on Facebook, Instagram or twitter choose unique and specific usernames and they don’t use such usernames which are high in competition due to their common names. Specific username will help to show your page on the top searches.

Choose such username which relates to your niche, less in competition and looks outstanding. It is a great way to grab the attention of the audience.

Add daily Instagram Stories

Add daily stories to your Instagram to advertise your products. It is a great way to get the attention of people. Also, use hashtags to your stories will help to search people about those hashtags.

Add at least 5 to 7 stories daily on your page. Your page will show in front of the audience.

Including Keyword

Include your niche keyword. It will help you appear when Instagram users search for your niche. It will also make your profile strong and professional. People will give more attention to your page.

Keywords like ‘beauty icon’, crockery, dishes, etc.

Follow Pages related to Your Niche

There are many pages on Instagram related to your niche. Several accounts are working on some kind of niches. So follow the pages related to your niche. Its benefit is you will get more knowledge about how to improve your work, what ideas you should add and what strategy you should make for promoting.

Making Money Starts now

Once you know everything that may help you to fulfill your dreams with affiliate marketing via social media platforms. You need consistency and trust in your efforts. It will bring fruit maybe tomorrow or the day after tomorrow.

It can take a few days, weeks or months in building trust with all the above-discussed factors. Once someone buys, they shall automatically start recommending you in their circle. It’ll bring auto traffic and hashtags will also help in getting generic visitors on profile.

Keep sharing, keep tracking and keep earning.

Lisa C. Townes

Lisa is a passionate travelers. She spends 3 months every year visiting different places worldwide. She has visited almost every famous place in the world. She herself is an affiliate blogger

Many of you want to do trading right? you have so many things in mind already. But do you know which type of trading platform you would be using? Come on, a right platform is absolutely important for you to get the maximum benefit from trading online.

The point is once you have a right and effective trading platform on your side like 5paisa, you can execute your trading deeds effectively, effortlessly and in an efficient manner. But yes, before you pick any random trading platform, the below-given points need to be kept in mind while choosing an online trading platform.

4 Points to Pick the Right Online Trading Platform

Proper Accessibility

The requirement for every investor is very different; in short, all of them possess unique investing patterns. To cater to the needs of all. a person would need a platform that caters that sort of accessibility anywhere and everywhere.

With the right platform, you could perform transactions of all kinds. Hence, it turns out to be important to select a platform that blends into your lifestyle in a manner that you do not have to take efforts and gets you the convenience and accessibility to trade online from any device. after all, stock marketing is crucial and you can trade well only if you have the right platform in hand.

Complete Information Accessibility

An online trading platform must provide you with all the information regarding trading under a single roof. Most of these online securities trading providers’ gives you access to different technical and fundamental information regarding securities.

It gives you information regarding the main financial data like price-earnings ratio, earnings dividend yield, per share, balance sheet, and income statement.

There must also be a facility for catering live news to get real-time updates on the things that are going on. It caters to convenience to the investors since they do not have to change platforms to access any type of information.

Connectivity

You might want to opt for an online trading platform that caters to global connectivity and a huger reach. What if an investor decides to trade on international markets rather than that of local or regional?

For this, your platform requires to well equipped with its connectivity to diverse international stock markets. It is your personal preference and you can choose accordingly.

Value for Money

There are various charges that come along with a transaction. Nobody really tells you about those charges such as banking fees and services charges. Such charges expand your total transaction cost and can have an effect on your personal profit and loss calculations.

For the same reason, an online trading platform should come with a live calculator that gives you clarity on the charges that you have to suffer with each transaction. This gives you a real picture of extra sort of costs, thereby stating the real value of your investments.

Conclusion

Thus, the point is once you have the right trading platform in hand, you can make the best trading moves. Your investments can turn out to be rosy for you. Your efforts would always be positive and result-oriented only if the platform you are using is good and reliable.

Ayesha Saeed

A happy mom, professional article writer, SEO practitioner, blogger, guest blogger & freelancer. She’s been in digital marketing since 2018. She loves reading books and spending time with her family.

It is a wish of every person to become wealthy. Why everyone wishes to become wealthy? It is nothing but for the better and luxury lifestyle, to support their families, to feed up their children nicely, to fulfill their dreams and so on.

What is Real Richness?

Becoming wealthy or rich is not the real richness but the richness of mind. It may be happiness or something else. Money can’t buy happiness. Although it is not wrong to become wealthy, it’s a part of life.

As we hear stories about such people who become a millionaire just for themselves. But what will do you of such wealth? If you have none to share with if you have no peace of mind. Does such type of wealth can give you happiness? No, not at all.

For this, first, you have to be wealthy by mind than by money. It also a little bit depends on luck.

8 Steps helping you to be Wealthy

Before making money you have to make a full and proper plan that what steps should I follow to make money. Which step will be more beneficial? How much it can give you the cost? There are a lot of steps in becoming a millionaire but here I will tell you some very helpful steps.

These steps are given below

Wealthy Mindset

First of all, you need to set your mind. Nothing is possible until your firm belief. It is mandatory to set up your mind according to your aim. If you aim to be wealthy than you have to set your mind according to it. Develop a growth mindset.

When you have set your mind then stick to it and do all with your heart and firm belief. You will never lose hope and will never afraid of failure. Because of failure polish a person into strong determination. Developing Entrepreneurial Skills is extra.

Find a Mentor

A mentor is a trustful person or a friend who guides you according to your interests. One who knows better about your mind? Yes, who knows each and everything about you and can guide you nicely.

Financial Education

You need to get a financial education. If you want to set up a business you need to be educated and have a sensible business mind. Educate yourself to be successful in the future.

It is useless to establish any business without experience and education. Without education, it will take a lot of time to understand. So, it is also mandatory to get knowledge if you are a man of big dreams and aims.

If you want to be wealthy in 5 years then you need to learn profit and loss statements, tax types, the difference between assets and liabilities, and good and bad debt.

Side Business

For this purpose, side businesses are also helpful to become wealthy quickly. Choose such businesses that are easy to establish quickly. These are not high-level businesses it may be small on a scale. There are many options to consider and tips to help you out. Mean to say that do small side businesses more than one which gives you high profit.

You can also rent out spare space in your home to travelers for some extra cash and manage it. You can start it on partnership and sole-proprietorship as well. Both are different and have their own pros and cons.

Investments

Here is one more helpful thing in becoming wealthy soon is different investments. Do investments in different business companies. For investments, if you are a job person then save 20% of your salary and invest it. Apply 50 30 20 rule. It will be returned to you with double or triple profit.

Investing in the Stock Exchange and Real estate are the best options for short and long term investments. Real estate agents and stock market speculators offer various services that may lead you to earn a handsome amount against their service charges. Many millionaires take such investments to improve their cash flow.  But say, there is something you must know before doing investment in the company.

Debt-free

One of the important things is that you have to be debt-free. Don’t take debts to improve your wealth. Stay away from debt especially credit cards like debts it will ruin you because debt is a form of devil.

You have to be experienced with debts. There are both good debts and bad debts. If it is important to take a debt then find a trustful and good source.

Get knowledge from Books

There are several books written by many millionaires, billionaires, and successful leaders becoming wealthy. Also, read such books these books will teach you so much about making money.

Here are some books I will recommend to you

1. The Millionaire next door by Thomas J. Stanley and William D. Danko.
2. Rich Dad, Poor Dad by Robert T. Kiyosaki.
3. Expert Secrets by Russel Brunson.
4. Think and Grow Rich by Napoleon Hill
5. You’re so money: Live Rich, Even You’re Not by Farnoosh Torabi.
6. The richest man in Babylon by George S. Clason.
7. The automatic millionaire by David Bach.
8. Screw it, let’s do it: lessons in life by Richard Branson.
9. The millionaire fast lane by MJ DeMarco.
10. The science of getting rich by Wallace D. Wattles.

Self-belief

Belief in yourself is all you need to be a successful wealthy person. A person who thinks they cannot be wealthy is the result of the lack of self-belief or self-confidence. So believe in yourself first.

Lisa C. Townes

Lisa is a passionate travelers. She spends 3 months every year visiting different places worldwide. She has visited almost every famous place in the world. She herself is an affiliate blogger

You can also buy shares yourself. If you buy shares directly you can become a shareholder. It means you have some right to talk about matters in the company. It is not possible in that case if you invest in the form of funds.

Shares are types of investments, in which you can invest through cash, property, or in form of a fund. They can be risky but also gives more profits. If in any company you invest your money, it means you have your own little bit of that company.

There are many pros and cons of investing in any business or company. Being an investor; you must be aware of…

You must know about the company before investing: If you want to invest your money in any company, you must have knowledge about that company. You have to know about the value and work, check their profitability ratios and how much the company can be beneficial for you, how much the company can give you profit.

Is it beneficial to invest shares?

• There are many benefits in Investing in company shares and it is a great source to increase your wealth.
• If you invest intelligently it may increase your wealth rapidly than any other asset. This is possible in that case if you invest for the long term.
• The company in which you invest your shares if grows with the passage of time and becomes more valuable, than your share worth more and your investment will increase to high worth.  
• Many companies pay the sum of money against shares to its shareholders out of its profit every year.
• If you invest in a well-established company you will probably get dividends.  
• In stable and established companies investments are able to grow to make more profits for the investors.
• The investors who make investments in stock markets directly or through speculators. They will have the benefits of providing diversification.
• If you buy or invest in shares it means taking on ownership. It may result in bringing benefits by being part of one of the business’s owners

It is risks to Investment in shares

• Where it is beneficial to invest there can be risk to invest in company shares. It results in some cases like if the company faces loss and fall down from its standard it may result in less profit.
• Shares generally give better profit than other assets, but they are more risky because they are unstable in price.
• Investment of short term shares in gamble. May results in winning huge amount but this strategy is dangerous.
• It is risky when investment in foreign currency loses its value is converted to the local currency, due to the exchange of rates between two currencies.
• It is risky to invest in small companies because there may be not much information available and it can be difficult to assess the business and its finances. They also don’t pay dividends. Although they have more chance to grow rapidly but is more risky. 
• If a company falls down it results in a loss in your shares profits.
• Investments in stock markets may also cause to add risk of portfolio.

It is mandatory to establish your attitude about the risks before investing. You have to consider how you are going to overcome the risks. I invest for more than five years, you don’t need to be afraid of risk and keep it down because you have a chance of higher returns.

Generally, some investors take greater risk to earn higher returns. But taking greater risks sometimes are not result in higher returns.

Lisa C. Townes

Lisa is a passionate travelers. She spends 3 months every year visiting different places worldwide. She has visited almost every famous place in the world. She herself is an affiliate blogger

Australia has earned itself a name as an investment hub. Consequently, it is no surprise to find many people flocking there to look for investment opportunities. Australia possesses great human and capital resources, which is a significant factor that attracts people. Opportunities available include online businesses ranging from fashion, homewares, and high-quality tiles, among others.

Another key factor that attracts people is security. Australia is rated as one of the safest countries for investors. This article explores the available low investment business opportunities in Australia.

Pet Care Services

Undoubtedly, Australians love pets and you can hardly find a household that has no pet. As a result, the pet care industry is increasing, with very many unexploited opportunities. It is a business that requires very little investment to begin.

There are various business opportunities you can consider in the pet care sector. First, you can start a shop that sells pet care products. Collaborating with retail outlets will maximize the opportunity.

Secondly, you can be a pet groomer or trainer. Pet photography is also another opportunity that has not been fully exploited. Finally, you can collaborate with insurance companies and start offering pet insurances to your clients.

Cleaning Business

Cleaning services are not as glamorous as many people would want them to be. As a result, many people are turning their backs on it, leaving just a few operators there. Unknown to many, there is a lot of money and opportunities here.

You don’t need a considerable investment to kick off the business. You can either choose to do residential or commercial cleaning. You can also do laundry, pool cleaning, and waste disposal. However, it is essential to note that a cleaning business thrives well in towns and cities.

Starting an Online Store

Australians form the highest percentage of online shoppers in the Asia Pacific region. Research that over 80% of Australian internet users make online purchases every year. These range from high-quality tiles, fashion wear, and home wear. Ironically, not many Australian retailers have taken advantage of this trend. Many businesses are hesitant to make an online presence.

If you are planning to start a business in Australia, this can be one area to explore. Starting an online store will mean that you will be able to meet the needs of the many Australian online buyers. The competition will be minimal since there only a few online retailers.

Health and Fitness Classes

Just like other parts of the world, the fitness crisis is very rampant in Australia. As a result, many people are desperately seeking professionals who can help them out. Therefore, there is, as a fitness expert, you can take advantage of the situation and monetize your skills.

Setting up a fitness facility does not cost a lot of money. You can never go wrong with a fitness business. It indeed thrives very fast, especially in the city.

Fixing Electronic Devices

According to the Australian Bureau of Statistics, 72% of Australians have access to the internet. Many small businesses also rely on the internet for their transactions.  As a result, there are many computers and other electronic gadgets in the country. The presence of these electronics provides a business opportunity, especially if you have the skills of fixing faults in electronics.

In conclusion, Australia’s economy is predominantly service driven. There are plenty of unexploited opportunities in the service sector, which require very little investment to start.

Ayesha Saeed

A happy mom, professional article writer, SEO practitioner, blogger, guest blogger & freelancer. She’s been in digital marketing since 2018. She loves reading books and spending time with her family.

Are you curious about what your house will be worth in several years? Or, maybe you are looking at purchasing a property but need to know what it may be worth in the future? Whether a home is an investment or owner-occupied property, being able to predict the possible future price of a property is a valuable skill to acquire. Here we will show you how to predict the future value of your home.

How are Home Values Calculated?

This is the most critical question to ask before trying to figure out a home’s current and future value. Many homeowners are not aware of the process used to determine what a home is worth. Appraisers use recent home sales in the area to ascertain the value of a property.

The properties used in the appraisal process have to be similar in size, bathroom and bedroom count, and alike in practically every way. The houses must be within a distance determined by the state and county of the subject property.

Get a CMA

Before you can predict the future cost of a home, you need to know what the current value of the property is. One way to do this is to have a comparable market analysis (CMA) done by a certified real estate agent. If you are working with a realtor, they will generally conduct this analysis and send you the completed report. There is a lot of information to be gathered from the CMA. This report will give a pretty accurate current pricing of the property.

Consult with an Appraiser

Appraisers are the professionals tasked with the responsibility of determining home prices are at any point in time. Appraisers will conduct a full appraisal for you. If you recently purchased your home, you likely had an assessment done before the purchase was completed. Use the estimate to see the cost factors and current value of the house.

Evaluate Comparable Properties

You can conduct a brief market analysis using the multiple listing service (MLS) to search for comparable homes. This database is used by all realtors to list the properties they are currently selling on the market. Finding properties that have similar profiles in the same neighborhood and focus on the features that have sold within the last nine months. The results of this search will give you a good indication of the current value which we will use to predict the future value of the home.

Use the Compounding Calculator

There are value appreciation calculators available online that will do the calculations for you. You enter the numbers it the requested fields, and the calculator does the rest. These calculators account for the annual appreciation or decline of the property value. Just as there is the home affordability calculator that helps you figure out how much house you can afford, the compounding calculator helps with making future value predictions.

Conclusion

Predicting the future value of your home with these methods is not something that is to be taken too seriously. There is genuinely no way to be sure what direction the market will blow over the busy years. The best thing you can do is use the assistance of industry professionals when you are in doubt.

Denis Woods

Danis Woods in Businessman, investment banker and stock exchange traders. On the same time he loves writing financial blogs to shed lights on different aspects that new and existing businessman are not aware of.

There are four kinds of speculators who conduct their activities in the share market. Stock Exchange Speculator is divided into Jobber, Broker, Bull, Bear, Contango, Lame duck, Stag & Backwardation. All these duties & functions are different from each other depending upon their job nature.

You can also take their consultancy services of investing in shares or not; if you are new to the stock exchange.

Types & Functions of Stock Exchange Speculators

Jobber

A jobber is a member of the stock exchange who performs important functions. He is an independent dealer in securities that are transacted in the market. He conducts the securities in his own name but he cannot deal directly with non-members. In other words, the jobber has to deal with a broker or another jobber.

He is a professional speculator who has complete information regarding the particular shares he deals in. Jobber does not transact for the commission but transacts for profit which he gains from speculating activities. In brief, he renders valuable services by executing the public’s stock market orders that help to make the price fluctuations smooth.

Broker

The broker is a bonafide member of the stock exchange who deals outside the house for the purpose of bringing together his clients and jobber. In other words, he is an intermediary for his clients who cannot deal directly on the stock exchange. Broker thus transacts business in securities on behalf of his clients.

He generally deals in a large variety of securities. He receives a commission from his clients in exchange for his services. He is an experienced agent of the public. He renders important functions in regard to dealing with skilled jobbers directly.

Bull

He is a speculator who buys different types of shares with the expectation of rising their price in the future. He may sell these securities at the expected higher price without their coming into his possession. He is regarded as a potential seller in reaping his profit. He sustains losses if the prices fall instead of rising.

Bear

He is also a speculator who sells various securities with the objective of taking advantage of an expected fall in the prices. He is always in a position to impose security that he does not possess. In this way, he makes a profit on each transaction. He may suffer losses if the price of the security rises by the date of delivery. As he feels the prices will certainly fall in the future so he is considered the potential buyer.

Contango

Contango is a term denoted for the practice of carrying over dealing with the next settlement. It is also regarded as interest that must be paid to the broker by buyers. In some cases, the purchaser shows his inability to pay the process of the securities on any specific date.

So, he requests the broker to carry over the transaction to the next bargain. For this, the broker is paid a remuneration described as contango.

Backwardation

This term describes the charge or interest paid by the seller of securities who wishes to postpone the transaction to the next account. Sometimes the seller is not in a position to make delivery on the settlement day. So he wants to arrange to carry over the transaction to the next bargain. The buyers are thus paid a charge denoted as Backwardation.

Lame Duck

When a bear finds it difficult of meeting his obligations, he is called to be marketing like a lame duck. This may happen where he has been cornered. A bear generally agrees to dispose of certain shares on a specific date. But are some cases on a specific date he cannot deliver the shares because no shares are obtainable in the market?

The second party may refuse to postpone the delivery. Thus lame duck may suffer heavy financial losses and his activities may come to end,

Stag

A stag is a speculator who applies for shares of the newly floated company as if he were a genuine investor. He has no intention to become an actual holder of the shares but he buys the shares with the object of selling them above the par value to gain the premium. His activities are not free from risk.

Sometimes the prices decline due to various factors. So the shares would be available in the market at a discount and stag may have to sell the shares at a loss.

Lisa C. Townes

Lisa is a passionate travelers. She spends 3 months every year visiting different places worldwide. She has visited almost every famous place in the world. She herself is an affiliate blogger