A credit score is basically a three-digit number, ranging from 300 to 900, which reflects your creditworthiness. Every lender refers to your credit score prior to approving your application for loan/credit. Any figure higher than 750 is considered a decent credit score. In India, your credit score is generated by four major credit bureaus that have been licensed by the RBI to create credit reports (credit score is included in these reports). These bureaus are CIBIL, CRIF Highmark, Experian, … [Read more...] about What is Credit Score and How can you Improve Yours in 2020?