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Quratulain Merchant

Things to know about USDA Loan

Last Updated on April 2, 2021 By Quratulain Merchant Leave a Comment

things to know about usda loan

The current Coronavirus pandemic has not left a single country into economic decline. Even the United States of America is experiencing an upscale in unemployment. As a result, its people need a helping hand in this time of disturbance. Indeed, this is the time where bank loans can come in handy. When it comes to mortgage loans, there are many options. However, there is one particular loan that can help in the current scenario. What is the USDA Loan?USDA loan stands for … [Read more...] about Things to know about USDA Loan

Filed Under: Banking & Finance Tagged With: Loan, Loan Providers, USA, USDA Loan

What is micro-lending?

Last Updated on March 3, 2021 By Quratulain Merchant 8 Comments

what is microloan

“Poverty is unnecessary” Mohammad Yunus. Although the term is new, the concept of micro-finance has been used throughout history. It has been dated way back to the 1700s, where the poor were given a small number of loans to the lower class. Moving forward, Muhammad Yunus played a key role in shaping the new version of microfinance around the 1970s. The story of the “Banker for the poor” started when Mohammad Yunus helped a group of women. These 42 women had the talent of making … [Read more...] about What is micro-lending?

Filed Under: Investment & Money Tagged With: Loans, Micro Lending, Micro loan

Things to know about FHA Loan Eligibility

Last Updated on January 29, 2021 By Quratulain Merchant Leave a Comment

loan

All families, either rich or poor, deserve a safe and beautiful home. In the United States, this can happen even if you have very little savings. The Federal Housing Administration is an agency in the United States established by President Franklin Delano Roosevelt. Currently, the FHA has insured about 8.5 million single-family mortgages, more than 11,000 multifamily mortgages, and over 3,900 mortgages for hospitals and residential care facilities. What is FHA Loan?FHA, or Federal … [Read more...] about Things to know about FHA Loan Eligibility

Filed Under: Banking & Finance Tagged With: FHA, Loan, USA

Similarities Between Leadership and Management

Last Updated on January 2, 2021 By Quratulain Merchant Leave a Comment

debt management plan pros and cons

Management is the efficiency in climbing the ladder of success; leadership determines whether the ladder is leaning against the right wall - Stephone Convey. All corporations, whether big or small, continuously seek an ideal person with both leadership and management skills. It is no wonder why workplaces depend on those in management positions. They are considered as the engine of the corporation.When looking at management and leadership closely, it is evident that they both have … [Read more...] about Similarities Between Leadership and Management

Filed Under: Management Tagged With: Leadership, Management, Similarities

How Education helps in Developing a Mindset

Last Updated on November 10, 2020 By Quratulain Merchant 2 Comments

mindmap

“It’s not that I am so smart, its that I stay with the problems longer”- Albert Einstein.Although these are just a few words from Albert Einstein, they mean a great deal when it comes to developing the mindset. Having a PhD in Psychology, Carol Dweck has characterized two different mindsets after multiple studies. One of the mindsets is called a growth mindset. Individuals with a growth mindset have a hunger for gaining knowledge throughout life. Furthermore, failures seem like an … [Read more...] about How Education helps in Developing a Mindset

Filed Under: Education Tagged With: Growth, Mindset, students

Why Do Managers Micromanage?

Last Updated on October 15, 2020 By Quratulain Merchant 2 Comments

A strong and stable management team is the key to success in any corporation. However, sometimes managers become victims of a particular behaviour called micromanagement. The meaning is what it sounds like; someone monitoring the micro things of every move of the subordinates.There are many reasons why managers use the Micromanagement technique. Some are due to psychological components. Others are reputation-based reasons. Whatever the reason, it only leads to a downfall performance among … [Read more...] about Why Do Managers Micromanage?

Filed Under: Management Tagged With: Management, Managers, Micromanagement

How to Evaluate Competency in Employees

Last Updated on September 29, 2020 By Quratulain Merchant Leave a Comment

competency in employee

From the shop around the corner to a million dollars corporation, employees are the most valuable asset in all businesses. Hence, a proper evaluation should take place to measure if the investment is giving its best return to the organization. What is an Employee Competency Assessment?It would be wonderful to have a competency-tool to measure the employees' output in the business automatically. Although such a tool does not exist, there are some ways to see how well the employee is … [Read more...] about How to Evaluate Competency in Employees

Filed Under: Management Tagged With: Employee, Employment, Evaluation

Impact of Buy One Get One Free Promotion Strategy on Business

Last Updated on August 31, 2020 By Quratulain Merchant 6 Comments

buy one get one free marketing strategy

Deep down, we all know that nothing is for free. You may wonder what happens behind the business strategy of “Buy One Get One Free?”  This strategy is largely marketed towards women. The word “free” can make her a shopping lunatic. However, there are strong reasons for the promotion strategy. What is BOGOF?Corporations aren’t giving us promotions from the goodness of heart. The truth is that it boosts up their business magnificently. There are many successful marketing schemes. … [Read more...] about Impact of Buy One Get One Free Promotion Strategy on Business

Filed Under: Marketing & Advertising Tagged With: BOGOF, Buy one Get one Free, Strategies, Traditional Marketing

How to Build a Strong Brand Image?

Last Updated on July 31, 2020 By Quratulain Merchant 7 Comments

building strong brand

Research says that 59% of the people are interested to buy from a well-known brand. Keeping this mind, small businesses and start-ups need to put extra efforts to make their brand image strong.There are many ways to build a strong brand image of your business. It requires efforts and a lot of research to find the right path in building a strong image of the company.What is Branding of your Business?Branding is known to be the heart of any business. There is so much more to a name and … [Read more...] about How to Build a Strong Brand Image?

Filed Under: Marketing & Advertising Tagged With: Branding, Business, Traditional Marketing

10 Best Money Making Ideas for University Students

Last Updated on June 20, 2020 By Quratulain Merchant Leave a Comment

us dollar

Starting a business as a university student is not such a bad idea. For one thing, it can pay your tuition fee. Also, you can put your learning into a hands-on experience. Moreover, it can become your career in the future. Besides, when March Zuckerberg came up with the idea of Facemash in his second year of college, he had no idea it would make him the king of Social Media.10 Best Money Making Ideas for University StudentsUniversities can take a lot of hours and energy from a student’s … [Read more...] about 10 Best Money Making Ideas for University Students

Filed Under: Investment & Money Tagged With: Business Tips, Part Time WOrk, students, University

What to know before hiring someone on Freelance Platforms

Last Updated on May 30, 2020 By Quratulain Merchant 4 Comments

freelancer

Businesses around the world have come to a halt, and working remotely is now the new thing in the market in the new COVID19 world. On the other hand, many people have lost their jobs. As a result, freelancers are produced by the minute. With vast options of freelancers out in the market, what are some things you should look for before hiring a freelancer? How to make the experience successful with a freelancer?  Finding the right freelancer should be done in a proper … [Read more...] about What to know before hiring someone on Freelance Platforms

Filed Under: Career Tagged With: Freelancing, Hiring

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