Jason Obrien

How to write a dissertation proposal?

Last Updated on April 29, 2022 By Jason Obrien Leave a Comment

The dissertation proposal in your academic career must be up to the mark for you to get the goods marks in your paper. Even though each document has a different structure in style in which it is represented, this is highly based on the type of research that you’re doing. The use of future continuous tense is very common while writing a dissertation proposal. It is important to know that every institution has different rules that a student has to follow.

There are different websites available that can help you make your dissertation paper up to the mark. If you are an expert in this field and have something to offer to help the students struggling to write their dissertation proposal, make your own brand website on which you can offer your services and earn a few bucks.

If you feel that writing your dissertation proposal can be a hard task for you because you’re already too busy with your other subjects, you can always hire a dissertation proposal writing service. All you have to do is to provide them the rules and requirements of the type of paper you want, and you will get the related services in a reasonable amount of time.

Your research proposal should contain a professional tone that can convey your insight effectively. The submitted paper should sound confident and should provide the required knowledge that can be counted as the highest possible academic standard.

What to remember while writing a Dissertation Proposal?

The dissertation proposal paper should have been very precise and appropriate. Your paper should be very arranged and accurate. The topic of your dissertation proposal should be interesting so that you take an interest in writing it.

Please do not pick a boring topic because it will not be a pleasant experience for you while you are right. As you know, a proposal is a small amount of paper that requires you to provide an insight into the problem and how you can solve it.

Make sure that you give the relevant theories and models. To give your paper an authentic look, provide appropriate methods, and use a suitable research methodology with a conclusion that sums up the whole document.

Only by following and using the guidelines provided by your university, you will be able to write a very high-grade dissertation proposal. This proposal will surely help you get the goal scorer you have been aiming for.

Write your proposal ahead of time

Depending on your class schedules, you may be asked to deliver your proposal ahead of schedule. It is essential to know that if there is a chance of anything wrong that can happen, it will definitely happen.

So if you hope you may have a little time to procrastinate. Do not procrastinate. If you want to attain good grades in your research paper, complete your paper before its due date. So this is why it is crucial to complete your paper on time.

What should be included in a Dissertation Proposal paper?

A dissertation proposal paper has a proper structure and outline that must be followed when you write a proposal paper. The primary step of writing a proposal is to investigate your subject thoroughly so that your paper is filled with subject-related information. Here is what should be included in your proposal.

Title page

On your title page, you will have to structure the first page of your proposal and give it a structure that has been required by your university. This standard structure design will help your paper appear arranged. When the title page is done, move on to the next page.

Introduction

The introduction of the paper design should always attract the attention of the readers. It should be precise and accurate. The introduction of your paper should have an insight into what is available in your paper.

Research context

Once you have done your research, make sure that your subject is apparent and precise. The context of the paper must convey the theme accurately.

Overview of the research

This section should describe how your outline will continue to benefit the existing data. It should provide a valuable portion of information to systematic and organized research. This section should show the importance of your work for future research.

Research questions

In this specific area, the review should contain the central aspect of your proposal. Always include the related and relevant research questions in your paper, along with answers to those questions.

Research methodology

This section is the most fundamental section of your paper. In this part of the research proposal, your paper should make your paper have a profound investigation, configuration, theory, information variety, research methods, and materials and techniques.

Literature reviews

You must include original and crucial research investigations in the field of study in order to prove that the topic you choose has been examined and studied extensively and in detail to distinguish major perspicacity, speculations, and structures.

References and links

All surveys depend on fundamental and complementary scientific resources. You must be the sources of writing and other data sources for overhead reviews.

Conclusion

If you think you cannot complete your dissertation paper, get help from a dissertation proposal writing service. With the help of proposal writing services and administration, you will get the suggestions and topic choices that will be according to the type of your research. The proposal can be changed and altered to different criteria according to your needs.

Make sure that your dissertation proposal has to be unique and plagiarism free. This proposal may be your only chance to impress your teachers by giving them a well-arranged proposal paper and leaving them in owe.

As we know that all universities in the world have a different set of rules according to the requirements for their proposal papers, you must follow the standards set by the university in order to achieve the goals that you have set for yourself.

Jason Obrien

Jason is the Marketing Manager at a local advertising company in Australia. He moved to Australia 10 years back for his passion for advertising. Jason recently joined BFA as a volunteer writer and contributes by sharing his valuable experience and knowledge.

Why Accounting & Bookkeeping Outsourcing is a must in UAE

Last Updated on April 9, 2022 By Jason Obrien 1 Comment

Accounting and bookkeeping can take your business from bottom to top. Both of these functions are of huge importance to the company. The bookkeeping and accounting services are both functions related to finances.

In bookkeeping, the financial transactions of the company. This step is carried out before accounting. Accounting is the process of inferring, classifying, analyzing, and then summarizing and reporting the financial data of the company.

All types of companies no matter small, big or medium-sized go for accounting and keeping practices in order to keep their business going and growing in the right direction.

Small and medium-sized companies usually go for outsourcing the function of bookkeeping and accounting. The main reason behind it is that the services offered by the outsourcing firms are quite inexpensive and fast as well.

The experts working in the UAE agencies of accounting and bookkeeping are very well at carrying out the tasks related to accounts of the company. They are thus a good option for carrying these important functions out.

As we all are aware of the fact that there are a number of offshore companies that work in the UAE. These companies must know that accounting and bookkeeping functions are very crucial.

They are thus advised to go for outsourcing the functions of accounting and bookkeeping. This is because offshore companies are usually not fully aware of all the laws in the UAE.

It would, therefore, be better for such companies to outsource the function so that the accounting and bookkeeping firms in UAE may provide them with their services and help the companies in running their business operations properly and legally.

Bookkeeping is not very different from accounting. It has different financial nuances to tackle and that is why outsourcing service providers are the best option to consider. The bookkeeping firms in Dubai are a very preferable choice because it helps the offshore and inshore companies manage these functions in quite an easy way. Read more about the benefits of outsourcing accounting services.

If you want to set up a business in Dubai, take the help of accounting and bookkeeping firms in the UAE to help you with all such functions. This is because the experts working in these firms have good know-how about these business paradigms. They have very qualified staff which makes it easy for the companies to get disburdened.

For company formation in UAE, getting the help of accounting firms is very important because there is no company that can run without these operations. The accuracy and efficiency companies need can be achieved by outsourcing the firms.

The firms have expertise in providing the best services to their clients by appointing highly qualified accountants and bookkeepers. They also have proper knowledge about the changes in accounting laws and regulations which makes them follow the laws as per the need of the time.

There is a number of firms providing easy access to accounting and bookkeeping services to the international companies in the UAE. So, take their help and get the most convenient accounting solutions for your companies.

Jason Obrien

What, Why and How About Video Marketing

Last Updated on October 25, 2020 By Jason Obrien Leave a Comment

Social media marketing is unraveling lucrative opportunities for people and grabbing them at this moment can become a great choice. Some social media marketing tips can work in your favor and add novelty to your business.

Let’s learn how you can advance social media marketing through video marketing:

What is Video Marketing?

Video Marketing, in a nutshell, means to promote your product/service using a video. You can create different types of videos for a strong marketing strategy. For example, there are explainer videos, how-to videos, live events video, promotional videos, etc. You can experiment among these to break the monotony for your audiences.

Video marketing can become handy for brand awareness, product description, tutorials for makeup, food, and fashion, and service-based videos. According to a survey by Wyzowl, 93% of businesses believe that it increases a user’s understanding of their product or service. So, why not to use a marketing video maker for your projects.

The term is itself self-explanatory, but many people are still not familiar with technical jargons linked with video marketing. For instance, we have SEO, CRO, and CTR.

Let us understand these technical jargons in a simple language:

SEO (Search Engine Optimization)

It means driving the traffic to your website through organic search engine results. For example: If a person is looking for a related topic on google or YouTube, your video will appear first. Tagging the right people will boost SEO.

CRO (Conversion Rate Optimization)

It is a systematic process of increasing the number of website visitors who take actions such as subscribing to the newsletter or buying a product. For example, many people may be visiting your website, but a conversion happens when a user buys a service or product.

CTR (Click-through rate): It tells about the number of people who are engaging in your videos.

Why Video Marketing? Video marketing is gaining popularity over traditional paper marketing.

Let’s learn why people are adding video marketing to content making:

Awareness: If you want to educate your customers about the product or services you are offering, then video marketing is the right choice. It helps in retaining information in the minds of users. Everything can be easily explained in a video; for example, product demonstration.

It boosts SEO: With the right keywords and tagging the right people, your video can reach a million people. Users will give likes and share your videos, which will eventually boost traffic and engagement.

It boosts CRO: People tend to buy the product if there is an explainer video attached. It can act as a virtual doorway to the items you are suggesting. People order the products even though they are not in dire need of one, which increases the conversation rate.

Videos can be full of emotions: You can connect with your audience and win them over. You can tell your story and engage with them. Like-minded people will start seeing you as an inspiration, and it helps in gaining loyal customers.

Videos can increase social sharing: These days, social media platforms are becoming all about video sharing. Instagram allows sharing 60 seconds of video as a post, or you can put it as a story for a 24-hour display. Twitter and Facebook have also paved the way for videos.

Users prefer videos: Not everyone is a reader. People usually skip through long posts, but when it comes to spending time watching videos, they are more comfortable.

Videos build trust: A face-to-face interaction will give a personalized touch and help in providing an overview of what you do and what products or services you offer them. It can be followed by a fun session or giving updates (behind the scenes) for engagement.

How Does Video Marketing Work?

Planning: Brainstorming is a prerequisite before you shoot the video. Plan your content, what it is you are going to talk about. Are you doing a promotional video with a voice-over or are you facing the camera? You can ruminate over a plethora of ideas before getting started.
Content: Tailor your message to the audience for brand awareness. Prepare core messages and reach out to the people.
Prepare a mini-script: Prepare the content you will speak beforehand. If you keep blabbing, you will lose out on people, and nobody will show interest in what you have in store for them.
Use advertisements: Use paid advertisements like displays on search engines to increase traction on your linked videos.
Get in touch with influencers: You can create videos and boost engagement but collaborating with influencers who are already in this field will give your work a push.

The cascading effect of video marketing has on upscaling business is quite evident. Once you start creating, you will learn the ropes. Video marketing can be easily mastered following the given tips. To make a video in the first place, you can easily access free video makers and YouTube editors like InVideo, which lessens your burden to create a gripping video.

Jason Obrien

How to check for plagiarism in document free online

Last Updated on June 18, 2020 By Jason Obrien Leave a Comment

Plagiarism is considered as the act of ‘’stealing or theft’’. When an individual creates a specific content and you copy it without referencing the source and without giving credits to the person who has actually done the hard work, then your work is said to contain plagiarism.

Plagiarism is not only considered immoral but there are also some serious punishments for the people who steal another person’s work and pretend it to be their own.

What is plagiarism and types of plagiarism

Plagiarism can be of many types. Some of them have been talked about below.

Direct plagiarism

This includes copying someone’s work directly without the use of quotation marks. However, it involves taking parts and chunks of someone else’s effort, and therefore, it is different from other types of plagiarism. In such a case, academic disciplinary actions are taken against a person committing the act.

Paraphrasing plagiarism

Yes, this type of plagiarism also exists. When you take someone’s written work and just make some minute changes to it and portray it as your own, the plagiarism is detected. This kind of plagiarism is very common is especially found in the work that students do.

Unintentional plagiarism

Not every plagiarism can be considered unintended but yes, it does exist and make a type of plagiarism. This mistake is usually made by the students when they do mistakes with paraphrasing and show negligence.

Full or complete plagiarism

As the name indicates, this is the type of plagiarism in which instead of copying bits of other person’s research, the whole research is used and portrayed as one’s own. This makes it different from direct plagiarism which did not talk about complete but pieces of someone’s work. Full or complete plagiarism is the most severe type of being existing.

There are also other types such as self-plagiarism, source-dependent plagiarism and etc.

Why should one produce plagiarism free articles?

Every person’s or publisher’s work is now protected by copyrights. Copyrights are those rights that have been given to the owner of specific research or content which makes him or her able to protect their work. This means that legal actions can be taken against the person who commits such an act.

If you are a student, you can even get yourself expelled from your college or university. Students were even permanently expelled from their institutions which severely impacted their academic career. Moreover, it is dependent upon the institute’s rules whether they punish you by making you fail the course or they expel you.

On the other hand, some even more serious consequences include you violating the copyright laws and hence facing big penalties. These penalties might include monetary ones and even jail with a bad impact on your whole career and a closure of great opportunities from pouring in.

How to check plagiarism in a document free online

Since plagiarism is a serious issue, you have to be sure you check plagiarism before publishing an article or submitting an assignment.

Checking plagiarism is just as important as producing quality content. But going through numerous documents yourself and looking for plagiarism can be a problem and extremely time-consuming.

You can use an online plagiarism checker for this. The ones which have been listed below are some of the best pdf plagiarism checkers which can be used and are available online easily. Let’s like through their features.

Prepostseo

Prepostseo despite being free, has one of the best features that you would find in an online plagiarism detector. From being multilingual to advanced scanning techniques, it does it all.

As it has been mentioned above, plagiarism is of numerous types. Prepostseo makes sure that it detects all types of plagiarism by matching your documents against a vast database.

Since numerous plagiarism detectors do not offer privacy, people usually feel insecure and hesitant while using the software. Prepostseo makes sure that it does the maximum to protect your content so whatever you enter is removed as soon as you are done working.

It’s a free 5/5 plagiarism checker that offers efficiency, accuracy, and privacy.

Check for plagiarism

Check for plagiarism is considered one of the most suitable ones to be used for academic purposes. It has a large amount of audience simply because it is highly flexible and checks files in around 100 different languages which are great.

Since it is academically really friendly, it makes sure your documents are checked not only against different books but also against journals and articles.

In the end, it generates a report to tell you regarding the detected plagiarism which makes everything clear for you.

Plagiarism detector

Last but by no means the least, is the plagiarism detector. This tool, although costs nothing, does not have any limitations to the number of times it can be used in a day. You can use it without limits which are a huge plus because there are no hurdles in your work.

A highly user-friendly interface gives you the option to exclude the URLs which you do not want to check against and allows deep scanning through content which has been reposted numerous times before – all for free.

Jason Obrien

6 Benefits of Recurring Deposits in India

Last Updated on June 3, 2020 By Jason Obrien Leave a Comment

From the times where our grandmothers used to set aside an amount from their daily expenses to recently where individuals are opting for several investment schemes, savings have remained an integral part of our financial planning.

There are multiple investment options available in the market today, each offering attractive benefits to potential customers. One of these instruments is Recurring deposit. RDs aid in the savings plans of the individuals by allowing them to save bit by bit and earn guaranteed returns on the outstanding amount.

The Recurring Deposit Calculator

Many banks provide the feature of an online recurring deposit calculator. This calculator helps you in computing the interest and the maturity amount the depositor would earn from his recurring deposit account. One must remember that the returns from a recurring deposit are taxable and a majority of the banks levy around 2% on the premature withdrawal of a recurring deposit account.

This, in turn, results in most of the depositors making around 3.5% to 5% as returns on their deposits. Given these conditions about an RD, it becomes imperative for the depositors to use the recurring deposit calculator to determine the interest and amount they would earn out of their savings.

How to use the recurring deposit calculator

Using an online calculator is not only very easy but also saves a lot of the time of the investors. The output from this calculator is accurate which gives the investors clarity on their funds and in turn, helps in financial management. Using a calculator also helps in comparing several RDs from different banks and financial institutions.

Here is a quick guide on how to use the RD calculator:

Enter the amount that will be deposited in your RD account each month
Enter the tenure of the investment
Enter the rate of interest on the deposit using the slider available

The calculator gives the initial deposit, maturity amount, and wealth gained.

How is the recurring deposit calculator helpful

Since recurring deposits are continuing investments, the investors might find it complicated to calculate the returns on these deposits. There are numerous variables involved in the computation which makes it even more complex.

The Recurring deposit calculator makes this computation hassle-free and provides the investor with the exact value that their savings will accumulate after the tenure. All the investor needs to do is compute the TDS as it varies from institution to institution.

Here are a few advantages of a recurring deposit calculator:

It enables investors in their financial planning with exact amounts of interest and maturity value
Since the computation involves several variables, using a calculator for the purpose saves time of the investor
It provides accurate figures which help in prudent planning

Factors affecting the rates of interest

The computation of interest rates on recurring deposits is done quarterly and these rates vary depending on numerous factors. The rate of fo interest is slightly higher for senior citizens than the regular RDs. Apart from that, here is a list of factors that affect the rate of interest of a recurring deposit account:

RBI policies
Recession
Inflation
State of the economy
Tenure
Applicant’s age
Issuer’s rating

Features of a Recurring Deposit Account

Here are some fundamental features of a Recurring Deposit Account which make it a rather safe and convenient investment option in India:

It inculcates a habit of savings
The minimum amount to start an RD varies from bank to bank with the minimum amount being Rs. 10
The tenure of an RD account ranges from t6 months to 10 years
The interest rate offered by RDs is higher than that offered by savings bank accounts
Generally, banks do not allow premature withdrawal. In case, they do allow premature withdrawal, they charge a fee
RDs can be used as collaterals to get a loan equal to 80 to 90% of the deposit
It can be regulated by directing the banks to credit amount from the saving account to the recurring deposit account

6 Advantages of Recurring Deposits in India

Here are a few benefits of investing in a recurring deposit account:

Guaranteed deposits: Recurring deposits are one of the most preferred options among investors who are risk average and want to invest in an instrument that provides guaranteed returns
Easy to understand: Recurring deposits are simple to understand and thus are a favorite among new investors. This type of savings instrument helps in inculcating a habit of regular savings
The flexibility of tenure: RDs have several options such as short-term, medium-term, and long-term with respect to tenure. Starting from 6 months, this tenure can be as much as 10 years
Low minimum amount: The minimum deposit required by banks for an RD ranges from Rs. 100 to Rs. 1000. This feature makes it a convenient savings measure
High liquidity: RDs are highly liquid investments that can be withdrawn whenever required. However, banks levy a small premature withdrawal penalty for the same
Collaterals for loans: RD holders can avail a loan up to 80 to 90% of their deposit by keeping their RDs as collaterals

Jason Obrien

Standard Chartered digismart Credit Card Review

Last Updated on February 18, 2022 By Jason Obrien Leave a Comment

Standard Chartered’s DigiSmart credit card comes with a host features and perks on several popular brands that you can avail on while shopping online. This credit card lets the cardholders save some money and earn big on online shopping.

If you are looking for amazing discounts on big brands but don’t have this credit card specially tailored by Standard Chartered bank yet, you should consider applying for it. The detailed review of this credit card below will help you understand why!

Fee & Charges of DigiSmart Credit Card?

The first question that can pop up in our head is- what is the annual fee for this credit card? The unique feature of the DigiSmart card is that instead of a yearly fee, it charges a monthly fee of INR 49 only, which is waived off on spends of INR 5000 and above in the previous month. If you are plan to apply for a supplementary card along with this, same terms apply to this card as well.

Fee Types	Amount
Annual Fee (Primary & Supplementary cards)	INR 49 per month, for each, waived off on spending INR 5,000 and above in the previous calendar month
Cash Advance Fee	3% of the cash withdrawal amount subjected to a minimum amount of INR 300
Cash Replacement Fee	Nil
Cheque Bounce Fee	INR 500
Late Fee Charges	INR 100

Features and Offers on Standard Chartered DigiSmart Credit Card

Myntra:
- 20% of instant discount on the Myntra app or website
- Discount is applicable on only for one transaction every month
- Maximum discount capped at INR 700 for each transaction
- No minimum transaction criteria are applicable
Grofers:
- 10% of instant discount on Grofers app
- Use the promo code DIGISMART while checking out
- Applicable for five transactions every month
- Maximum discount of INR 1000 every month
- No Minimum transaction criteria are applicable
Zomato:
- 10% of instant discount per transaction on Zomato app or website
- Discount is applicable only on five transactions every month month
- Use the promo code DIGISMART to complete a purchase using Standard Chartered DigiSmart Credit Card
- There isn’t a minimum transaction limit
- Maximum discount of INR 150 can be availed per transaction
INOX:
- BOGO (Buy 1 Get 1) offer on movie tickets bought from the INOX box office, mobile app or website
- Applicable to movie shows on Saturdays and Sundays
- This benefit can be availed twice, per card, every month
- Maximum discount of INR 200 per transaction, twice per month
- No Minimum Transaction limit is applicable
Yatra:

International Flight Booking

10% of instant discount on International flight bookings
- Transaction size of minimum INR 20,000
- Maximum discount limit is up to INR 10,000
- Applicable on one transaction every three months
- Use promo code DIGISMART while completing the purchase using SC to avail the discount

Domestic Flights Bookings

20% off on domestic flight bookings
- Use promo code DIGISMART while completing the purchase using SC to avail the discount
- No minimum transaction limit
- Maximum discount that can be availed is capped at INR 750
- Applicable on one transaction every three months

Domestic Hotel Bookings

25% off on instant discount on domestic hotel bookings with Yatra
- Use promo code DIGISMART while completing the purchase using SC to avail
- No minimum transaction limit
- Maximum discount that can be availed is capped at INR 4000
- Applicable on one transaction every quarter
OLA:
- 15% cashback on paying with DigiSmart credit card for cab rides using the Ola app
- Maximum cashback of up to INR 600 per month
- Not applicable on Ola auto, bikes or pool rides

Additional Features of the DigiSmart Credit Card by Standard Chartered

Balance Transfer Feasibility

You can transfer your credit card balance of an amount up to INR 5,00,000 from any other bank’s credit card to Standard Chartered’s card at attractive interest rates

Contactless Transactions

With the contactless feature, you can ensure faster checkouts along with secure, instant payments. You can still relish all the benefits of this card that can be swiped and used for standard transactions like your regular credit card for daily use

Kuch Bhi on EMI

This is an exclusive feature of the DigiSmart credit card where your credit card purchases can be easily converted into easy EMIs at any retail outlets or even at any eCommerce shopping site. You can make use of this feature through online booking, phone booking, or SMS

Loan on Credit Card

Eligible cardholders can get a chance to avail for a loan on this credit card for an amount up to INR 5,00,000 with a flexible tenure period between 12-60 months

Did you Know?

Anushka Sharma was the brand ambassador for the DigiSmart credit card campaign.

DigiSmart Credit Card: Why You Should Apply for it?

DigiSmart credit card by Standard Chartered Bank is a beginner level credit card that having a monthly fee of INR 49. Cardholders not having an existing account with Standard Chartered Bank can also apply for this credit card. Other than that, you can also apply when-

looking for attractive discounts on online platforms for shopping, groceries, movies, cab rides
looking for a credit card that has a low annual fee with the requisite perks

The Bottom Line

In a nutshell, the DigiSmart credit card comes with several attractive offers on online shopping, fine dining, travel, perfectly curated for the expedient lifestyle of the Millenials. The bare minimum monthly fee of this card also makes it exciting.

For people looking out for a standard credit card having exclusive discounts on various renowned brands, the Digismart credit card can be a good option. With its basic monthly fee with stellar discounts, it does stand out from the other credit cards.

This is an excellent option to explore, especially for millennials who prefer everything online be it shopping, travel perks, movie tickets, or ordering delicious food.

Jason Obrien

Loan Against Property – Helping Entrepreneurs Realise Their Dreams

Last Updated on June 5, 2020 By Jason Obrien Leave a Comment

There has been an increased focus on entrepreneurship in India in the past couple of years. With the government easing policies and providing several benefits to small business owners, the start-up culture has taken firm roots in India, and many individuals aspire to set up their own ventures. However, there is one problem that is common to most aspiring entrepreneurs and small business owners – funding.

It is a fact that arranging for capital is almost as challenging as setting up a new venture. However, you can choose to borrow money against any property you own to procure the initial capital needed to set-up your business with minimal documentation at an equitable rate.

What is Loan Against Property?

Loan against property for business offers quick money with less hassle for business expansion by enabling entrepreneurs to mortgage their property and borrow money against it. Many individuals also mortgage their property to borrow money for personal requirements, like education and wedding, but this option is most popular with small businessmen owing to the low-interest rate as compared to an unsecured personal loan.

If you are a self-employed individual or are planning to start a new business, here is what you need to know about securing business finance against your property:

Loan against property interest rates is much lower when compared with unsecured personal loans.
By mortgaging your property, you can borrow up to 60 percent of the property’s cost with a financial institution like PNBHF.
Borrow money as a lump sum or avail an overdraft facility.
Flexible repayment options and extended repayment tenure of up to 20 years.
Fast loan disbursal with minimal documentation. Some lenders like PNBHF also offer door to door personalized services for borrowers.

Who is Eligible For Loan Against Property For Business?

Loan against property is offered by leading financial institutions in India at competitive interest rates. Both self-employed and salaried individuals can avail such a loan by mortgaging any commercial or residential property.

If you are a self-employed individual above the age of 18 years and earning more than INR 25,000 per month, you can apply for a loan against property to turn your business idea into reality.

Most banks offer multiple eligibility programs and will assess your loan application on criteria such as monthly income, age, property value, and your repayment capacity.

Conclusion

If you plan to start a new business and are searching for capital, don’t let your dreams wait by availing a loan against property to get your business off the ground.

If you own a commercial or residential property, you can mortgage it with any of the leading banks in India that offer loans against property to borrow up to 60 percent of the property price.

However, bear in mind that when you borrow money against a property, you can continue to use it. But, you will get the property papers back only after you have paid off the entire loan amount to the lender. Assess your business risk before making the decision of mortgaging your property so that both your assets and business are well-protected.

Jason Obrien

7 Essentials to Look For While Hiring a Virtual Assistant

Last Updated on April 11, 2022 By Jason Obrien Leave a Comment

We will not drain when telling you about the benefits of outsourcing virtual assistant services but of course, while deciding on the appropriate one you need to consider some valuable details. That’s why here in this article some of the essential qualities are discussed which will help in deciding.

A virtual assistant can be of great value to your business. They can take your business to new heights with increased productivity and smooth functioning. However, you can only reap the benefits of virtual assistant services when the person you have hired is of great skill and expertise.

If you want to be pretty sure about the usefulness of virtual assistants for your business, you need to have a brief look at the qualities that he/she must possess.

Skills of managing time

When you hire a virtual assistant you have to be sure that he matches your deadlines and time-bound tasks. A skilled virtual assistant will plan your things in advance and schedule tasks for increased efficiency. People with good time management skills will help you in organizing and aligning your tasks well. He will be able to manage multi-tasks simultaneously to ensure work is done on time.

Skills of communication

The virtual assistant that you are hiring must be a quick response to your messages, calls, and emails. If he is going to deal with the customers of your company on your behalf then he must hold the competency of dealing with them. The person you are hiring must be a good listener and work according to the instructions.

High-spirited

Virtual assistants are expected to be problem-solving and creative while giving solutions to their customers. He must hold the spirit and willingness to learn and apply in difficult and tricky situations. A good virtual assistant never hesitates and takes steps back when problems and situations arise. He must take out a way to combat the situation in the company’s favor.

Trustworthiness and reliability

A virtual assistant when given a task must perform it without reminders. They must reply to the queries of customers asked over emails or chats to ensure quality service. He must be honest with his work otherwise there is no point in keeping a constant check on his work. When you hire a highly professional virtual assistant you are ensured that their work is transparent and should not breach any company laws.

Pressure handling

Working can be very tedious sometimes but an excellent virtual assistant knows how to work in even a stressful situation. He must give the expected output stated by you under any circumstances.

Past experiences

A good virtual assistant should be experienced in his field apart from having an education in the respective field. It takes years to master some skills and time to polish them. Personal assistance gets refined while working in a real environment while cooking the skills in the furnace of real life situations.

Computer knowledge

Nowadays almost every task is done on the computer. A good Virtual assistant must be proficient in MS Office, email, the Internet, some software skills, and research skills. This will help him to carry out the tasks with much ease and perfection.

Final thoughts

A virtual assistant is someone who works in the desired role for your company and can handle all the work assigned to him. Hiring a virtual assistant is less expensive and proved to be a boon to the company. It’s like investing in an asset for assured returns. A virtual assistant is a profitable solution to all your small and bigger problems. Invest wisely!!!

Jason Obrien

Different Types of Joint Ventures

Last Updated on September 24, 2020 By Jason Obrien Leave a Comment

A joint venture can be generally defined as a business consensus in which more than one parties – shared owners – agree to pool their individual resources for some common business purpose. In doing so, each party holds responsibility of sharing the costs, profits, losses, and risks equally or as per their shares.

The term ‘joint venture’ generally means investment and typically entails a type of strategic partnership of individuals or companies, and that a particular partnership for which the joint venture is made, is expected to grow by the parties.

Although quite similar to a partnership, it exhibits some key differences with the latter. For example, while a joint venture is oriented about a single project, partnerships are usually about the ongoing business(s) in all regards.

Some other characteristics of the joint venture which are worth mind bearing are:

Equally shared profits, losses and expenses.
Termination when a project is completed (unless stated otherwise).
The death of a person (also called as a joint venture) does not terminate the joint venture.
No joint venture holds the power to terminate the joint venture in the middle of the project and thus the project has to be completed.
Each party has a complete control to manage all the assets designed to be used in the joint venture, and
A contract must exist between the parties entailing the workings of the joint venture.

There can be many types and varieties of joint ventures depending upon the scenarios under which a joint venture is being executed. To understand this, let us look at some of the types with examples to not only gain a comprehensive understanding about different concepts used in business regarding to joint ventures but also their possible applicabilities.

Affiliate Partnerships / affiliate marketing

An affiliate partnership is a type of joint venture in which two individuals, programs or businesses come in league with each other to promote the products of both the parties. It has also become the most common way of earning money online, and once established it can be a good source of passive income too.

For example, a blogger can become an affiliate venturer in that it affiliates a selected company e.g., by placing a link that would lead the readers directly to the site about which the blog has been written. In this way the blogger has done the job of promoting that company’s product via the affiliate link.

Affiliate Blogs are the best examples of an affiliate venturing. This is a product review site that will publish reviews regarding different types of products available on Amazon compiling them into lists and comparison tables ordered 1 to 10. This way, this site might be funded by Amazon which in turn gains traffic from another market channel which can be Google.

Real Estate Joint Ventures

It is a type of joint venture in which two or more parties agree to compile resources and work mutually for the development of a real estate project. Most common are the scenarios in which experts in the field of real estate management work with capital providers in the business.

A real estate joint venture can be explained by a scenario in which there is a company which owns a piece of land far away from where the company is located.

So, they find a person who lives in the same place where they own land and also that person holds expertise in construction and real estate management.

In this way, a joint venture can take place between these two parties whereby the company takes the responsibility of providing the capital and the expert takes care of the responsibilities if building the office.

Financing Agreements

It is a bit riskier type of joint venture agreement because it involves getting financial assist from a private party. It helps one to execute the business which might have been halted due to lack of proper capital investment. But, for risk management, often it is advisable to hire business lawyers for insurance of one’s legal rights.

Vertical Agreements

These are the agreements between two parties or organizations belonging to a production or distribution chains. These groups / parties / organizations create joint ventures thus coming together for a common goal with a given market.

It is typically a case in market between buyers and suppliers. In such cases, maximum gains are usually attained by suppliers while limiting the gains for buyers.

A suitable example for this type of joint venture comes from VitracEgypt – an Egyptian jam company. A person named Abdel Nour, the founder of his jam company, went into a joint venture with an Egyptian company Vitrac so that this company provides surplus fruits of Egypt and a French partner for providing the appropriate equipment and techniques for production of fruit jams.

Horizontal Agreements

A horizontal joint venture is a type of partnership in which different companies being in the same line of the business and transactions happens between these partner companies.

Moreover, these different companies may function so that e.g., if they are involved in selling a product, they will do so to their customers.

Jason Obrien

Successful Small Business Ideas 2022

Last Updated on January 24, 2022 By Jason Obrien 3 Comments

So, you are planning to start up a business. It is a great idea. But you maybe not sure how to start a small business at home? There was a time if you wanted to start your own business, you had to grovel to your bank manager, have something extraordinary to sell, and then try to persuade real people to buy it, and then you had a market value in the world of business.

But that was before the internet era when there was no email, no social media, and no CRM software. Now a day, modern technology turned the whole world into a global village. All you need is to have good business communication skills.

Social media and marketing automation now dominate our lives. Today, for home-based, cheap and successful small business in UK; a decent business idea with internet connection and devotion to work is enough.

United Kingdom, UK, is one of the major economies of the world. It drives economy of many other countries as well. Real estate, manufacturing industry, and service industry are the contributor to GDP of the country.

After Brexit and other global economic events, the country is growing again and its change in GDP 2.3% is really a good indicator. So, this is the time for entrepreneurs to go through the most promising business ideas from home which are forecasted to make money in this market.

Homongous Successful Business Ideas in UK

For better understanding, we will categorize these businesses into different categories to answer your question what is the best business to start from home? If you are a female and want to have a startup, we have listed business ideas for women with low investments here.

IT business ideas; online business ideas

1. Bookkeeping Services

If you are good with numbers and take an interest in accounting. Then check out some free to use accountancy packages to offer bookkeeping services. Accounting is important to businesses, there is huge potential to provide these services at competitive pricing. You can use cloud-based wave accounting or open-source Gnu Cash.

2. Virtual Assistant

Perhaps the most lucrative assignment you can choose today. You can get your clients through sites such as Upwork, Fiverr. Choose clients, rates, and the working hours that work for you.

3. Social Media Consultant

The new marketing place is social media. Facebook and Instagram help you to grow beyond boundaries. You can get complete professional courses with recognized certification through Twitter, Google, and Youtube.

4. Affiliate Marketing Work business ideas

Do you want to earn money for doing absolutely nothing? Yes, it is possible by promoting somebody else’s product and services. For this work, you need a blog or website with good visitor statistics. And that is the tricky part.

5. Review Products Professionally

For this, make a profile on freelancing websites and offer your services as an “influencer” by leaving a review in exchange of money. The alternate way is to build your own website or blog and review products there.

6. Remote Secretarial Services

If you have excellent communication skills and you are well- organized then you can offer your services as remote secretarial services. This requires you to book a meeting, organize calendars, reply to emails, compose presentations, and answer phone calls.

7. Ebay Affiliate Business Ideas

In this commissioned base home business, you will need to work hard to sell other people’s stuff on eBay and take your commission.

8. App Developer

This is the internet business era. In the world of internet, new apps come out every day. This is the market of the future. For this, what you need to do is;

Create your app
Come up with a decent marketing orientation

This business won’t need to invest much money to get started but yes; it requires your time and effort.

This requires a little bit technical knowledge.

9. Be a Business Plan Designer

There are plenty of people who have resources and ideas but they do not have clue how to present their concepts to appeal potential investors. This is a good option for you if you have an MBA-type qualification or you have owned your own business.

10. Freelance Copywriter

Every organization needs some employees to write for them. Now the internet makes it easy for employers to hire someone hourly beside on regular salary package. So, this need opened up millions of opportunities and you could be the one to provide them.

Get started with a website and create an online portfolio. If you do not have a portfolio then create one by working for free then showcase your work.

11. Blogger and Vlogger

If you have any passion or interest like sports, crochet, app development, fitness, or beauty. You do not need to write or talk about it. You can make videos and promote your site on social media and other types of advertising.

You can make cash by selling your items, advertising space on your blog and vlog, and reviewing products.

12. CV writer

Everybody wants a new job and for this they need a professionally written CV. If you can comprehend what employers are looking for, and then you can write CV accordingly then you can earn money.

Get started with a website or register yourself on freelancing sites like Fiverr, upwork, freelancer etc and promote yourself also on social media like Facebook, youtube, and Instagram.

13. Photograph Selling

If you are a professional photographer or have an interest in photography then you can make money by selling your pictures on photo-selling websites. Gettyimages.com and flicker.com are the sites where you can establish yourself.

14. E-commerce Business Idea

You want to sell your products but you cannot afford an actual shop. Set yourself up online and sell all over the planet, read more about cloth selling here.

15. Travel Planner

If you are well organized then this is good for you. Many people have ample money and love to travel. But due to shortage of time they cannot make arrangements of traveling like flight booking, hotel, and car rentals.

With an eye for a bargain, you could make a living as a travel planner to people who are cash-rich and time-poor.

16. ebook Writer

If, you are knowledgeable on a particular subject and you can write a short book about it. Then write it and publish it on the Kindle store.

You can sell your book online here or on Amazon and other sites.

17. Online Clothing Store Business Ideas

The online clothing store is an $80 billion-a-year business. However, starting a successful online clothing store is not just buying a domain and placing an advertisement.

Step one chooses a niche for your site that has earning potential.

Step two is; you have to decide about the products you are going to sell. Because the clothing market is almost infinite so be specific. You can try Ladies, Kids or Gents clothing and start with either winter or summer collection suits.

Step three is to focus on your end goal. This will enable you to implement new trends.

Step four: Outline your business plan for further implementations. Outline your market, your potential shoppers, your products, and list of your competitors.

Step five: And the most important step is to bring traffic to your newly launched online clothing store. Social media marketing is effective and biggest traffic drivers.

Food Related Small business Ideas

Life is becoming very fast and new trends highlight the increased demand for street food, fast food, and plant proteins.

18. Street Food Business Idea

Food trucks selling Indian food with zingy vegetables and drizzled in chutney or Italian Pizza and Pasta could become a common sight. Fasten your seat belt and set up your own street food van.

19. Health Food

People are concerned about their health and they are exploring alternatives to staple foods. This is the time to start a health food business that stands out.

Cleaning Related Small Business Ideas

In UK, half a million people working in the cleaning industry and its worth is around £5.6 billion. It is a competitive industry but think about areas you are interested in and can start a business around it.

20. Windows Cleaning

If you have interests in it then go for it. New equipment for window cleaning made this work easier and now you can work from the ground.

21. Carpet and Sofa Cleaning

Carpet and Sofas always need cleaning. People may turn to a carpet cleaner to get their sofa and carpet look tip top.

22. Car Washing

People love their cars but do not have time to keep them in tip top condition. A mobile car wash business could capitalize on this.

Home Based Creative small Business Ideas

23. Furniture refinishing business ideas

People who love art and a little bit of old school in their lives. They want to refinish their vintage furniture with a touch of modern design. Pick up old furniture and do it up and then sell it.

24. Baking Retailers

You can bake cake according to the desire of the people and sell your awesome creations.

25. Event or Party Planner business ideas

If you are well organized and can keep minor things in the record then you can become a successful event planner.

Obviously some of these home-based small business ideas have more earning potential than others. These works may help you to earn part-time or on weekends. Explore your talent and interest and then plan what kind of business suits you and help you to grow in this technical era.

Jason Obrien